It only takes a few minutes to get a payday loan with us. First off, fill out the application form. We'll need your basic details, including name, birthdate, address, and the amount you want to borrow.
Your application will be analyzed and approved or denied right away. Once you're approved, we send you a contract which you digitally sign and that's it.
Finally, you'll get the funds via Interac e-Transfer within 15 minutes. You can accept the contract 24 hours a day.
When you've got difficulty with your financial situation exactly what assistance is on hand?
Whether you are planning on spending a day golfing or skiing in the River Valley Parks, want to hit up the Arts District for a weekend shopping trip, or need a little extra cash to pay some bills, there are plenty of reasons to get a payday loan in Edmonton.
What are the benefits of getting a payday loan in Alberta? What could you use a My Canada Payday loan for? Well, the better question might be: what could you do with $1,500? While bank loans tend to come with rules and restrictions on how you can use your loan, My Canada Payday is different.
You can use your loan for whatever you need—and you can do it without having to fill out pages upon pages of paperwork or spending hours waiting in line to talk to a loan officer. Payday loans in Edmonton are super flexible, and can be used for:
Our payday loans in Edmonton also have long-term benefits, too. Use your payday loan to start creating a positive borrowing history and improve your credit score! And because My Canada Payday doesn’t require borrowers to have a super-high credit score just to apply, our loans provide the perfect opportunity for borrowers who are rebuilding their credit (or who are just starting to establish credit).
With so much flexibility, it’s easy to see why online payday loans are such a great option—especially when compared to banks and credit unions. Spend your loan exactly how you want, and exactly when you need it the most.
Tired of spending hours gathering multiple pieces of paperwork, filling out tons of forms, and standing in line to talk to a loan officer—only to wait weeks for a loan decision? We don’t blame you. Traditional financial institutions (like banks and credit unions) tend to make the process of applying for a loan into a difficult, time-consuming process.
At My Canada Payday, we believe that getting a payday loan in Edmonton shouldn’t cost an arm and a leg, and it shouldn’t take up your entire Saturday. That’s why we made getting payday loans in Edmonton as simple as possible! Here’s what to expect when you apply with My Canada Payday:
Being eligible for a payday loan in Edmonton is easier than you think. At My Canada Payday, we believe that eligibility doesn’t mean having a spotless credit score, thousands of dollars in your bank account, or a perfect borrowing history.
How can you qualify for a payday loan in Edmonton? Simple! Here’s what you’ll need to get a payday loan in Canada:
The minimum age requirement for a payday loan is 19. As long as you can prove that you are 19 years old, you are eligible to fill out and submit an application.
As part of our application process, you will need to show that you have at least 180 days of banking history. For some applicants, we might also ask for a copy of a voided cheque, a recent pay stub, a utility bill, or a direct deposit authorization form. Of course, your application will be reviewed on an individual basis—so depending on your unique application components, you may not need to send any additional documents at all!
Before applying for a payday loan in Edmonton, you will need to be employed in the local area (and receiving regular paycheques from your employer). At this time, we are not accepting applicants who are self-employed or unemployed.
What about credit score? Doesn’t having a high credit score matter for a payday loan in Edmonton? Not when you are applying through My Canada Payday! Unlike banks and credit unions, we don’t require applicants to have picture-perfect credit scores in order to get a loan. If you are still working on building your credit, don’t worry—you can still apply for a payday loan in Edmonton.
We even take it one step further to ensure that payday loans are accessible for Canadians across Edmonton. At My Canada Payday, we don’t require each applicant’s income to fit into a specific bracket. For us, it’s more important that you are getting a steady paycheque instead of obsessing over how much each paycheque is! Easy, right?
My Canada Payday loves partnering with Edmonton residents to help them get the loans that they need. In fact, it’s part of what makes us the best payday lender across the country—it’s our dedication to providing seamless, convenient, and friendly lending services to our borrowers that really sets us apart. There are tons of reasons why My Canada Payday is the best choice for your payday loan in Edmonton, but here are some of our all-time favourites:
Ready to get started with My Canada Payday? Go ahead and fill out our simple, online application if you think a payday loan is right for you! If you want to get some more information, give us a call at (604-630-4783) or shoot us an email (firstname.lastname@example.org) to get in touch and ask questions before you begin. We love helping Edmonton residents get the payday loans they need!
If you’re considering borrowing with My Canada Payday for the first time, you probably have tons of questions. Interested in learning more about how payday loans in Edmonton work? See our FAQs below to check out some commonly asked questions from first-time borrowers!
Our application is designed to be as efficient as possible—we know your time is valuable, and we won’t waste it! Most applicants complete their application in 30 minutes or less. If you’re a fast typer, you can finish your application in as little as 15 minutes!
Great question! The answer is: as soon as you possibly can! When you have bills that are due, or an emergency expense that needs to be handled right away, you don’t have time to sit and wait for loan approval. Our payday loans have incredibly quick approval and disbursement times (even for first-time borrowers). Once approved, first-time borrowers can access their loan within one business day; returning borrowers can get their funds within minutes!
In order to submit an application and be considered, you will need to:
At My Canada Payday, we put our borrowers’ needs first. We want to help you build a strong foundation and establish good financial health, which means we offer flexible repayment terms. If you need to wait until two paycheques from now to repay your loan, simply get a hold of our customer support team!
There are plenty of different ways to contact My Canada Payday! You can email us at email@example.com, call us at 604-630-4783, or send us a message directly through our contact form. And we always have someone available to answer your questions: our customer support team is available Monday through Friday, weekends, and holidays. We even have a physical location right in Edmonton—stop by and visit, we’d love to see you!