It only takes a few minutes to get a payday loan with us. First off, fill out the application form. We'll need your basic details, including name, birthdate, address, and the amount you want to borrow.
Your application will be analyzed and approved or denied right away. Once you're approved, we send you a contract which you digitally sign and that's it.
Finally, you'll get the funds via Interac e-Transfer within 15 minutes. You can accept the contract 24 hours a day.
When you've used up all your money, where can you go for help?
In order to qualify for a payday loan in Saskatchewan, you need only meet a few basic criteria. You must be at least 19 years old, you need steady income of some sort, and you need access to online banking with at least 180 days of banking history. Your income can be employment, or a mixture of benefit programs and pension income. So long as your bank account history looks good, there should be no problem qualifying for a payday loan.
Bad credit is not generally a problem when applying for a loan with My Canada Payday. Because we look at the online banking history as our primary source of credit-worthiness, even people with no credit at all can qualify for a loan.
These are some useful answers to the most frequently asked questions on payday loans for Moose Jaw residents.