Scam Alert

Date: Oct, 2020 - Ongoing

Type: Virtual (online)

Status: Active

MyCanadaPayday was first notified of this scam after receiving dozens of calls in October 2020 inquiring about receiving an email that is being sent to customers and non - customers approving them to receive a loan up to $10,000.00.

These emails are coming from individuals named James Anderson, Brian Jackson, and Wendy Rogers. In our investigation we have seen them use the phone number (587) 207-4145. However it is highly likely they are using temporary internet phone numbers. So you could be contacted from any different number and or email we are providing in this alert.

The steps that these individuals have been taking to commit fraud contain but are not limited to the following

1. Approvals for loans of $10,000
2. Pay back is offered over a flex period of time
3. They will then proceed to ask for your online banking information including your online banking card number and password as well as your driver's license and other personal information such as your social insurance number.
4. The next step we’ve seen occur is they will then inform you they will send you the funds in small installments via email money transfer.
5. Once you deposit the email money transfer they sent you, they have then proceeded to log into the victim's bank account and claim they are testing the account to send themselves small amount of funds using the email address northcottjosh7@gmail.com and disguising the name to impersonate that it is being done by My Canada Payday.

Some important tips to remember

If any individual is asking for your personal banking information and most of all your password this should be a massive red flag not to continue giving any more information than you already may have.

When entering personal information, it should be directly through the companies official website

Pay attention to which links you are clicking on and make sure you are still on the company's official webpage. (Scammers can make very realistic looking websites, email etc. to obtain your information)

When using a search engine ensure you are clicking on the correct link of the companies official webpage.

Never let anyone remotely control your device for example to help you sign in or submit sensitive information.

Never provide any financial details or personal information to any unknown individuals over the phone.

My Canada Payday will never email you from gmail, hotmail, yahoo etc. nor will we ask for funds up-front.

We take the security of your personal information extremely seriously. When you enter sensitive information on our order forms, we encrypt the transmission of that information using secure socket layer technology (SSL).

How to report a possible scam

If personal banking and or personal information has been compromised you should contact your local authorities for further instructions on how to protect yourself.

If banking information has been compromised you should also contact your bank.

Please also contact us via email getpaid@mycanadapayday.com or call 1 (877) 730 - 8406. For any further questions or concerns.

Additional Helpful Anti Fraud Contact Information

To verify whether a lender is licensed, you can contact the appropriate Ministry in your province:

British Columbia – Consumer Protection BC; 1-888-564-9963

Alberta – Service Alberta; 1-877-427-4088

Saskatchewan – Financial and Consumer Affairs Authority; 1-306-787-5567

Manitoba – Consumer Protection Office; 1-800-782-6700

Ontario – Ministry of Government and Consumer Services; 1-800-889-9768

Nova Scotia – Service Nova Scotia and Municipal Relations; 1-800-670-4357

Prince Edward Island – Ministry of Environment, Labour & Justice, Consumer Services; (902)-368-5653