Responsible Lending

You can get payday loans for up to $1500 in as little as 15 minutes! My Canada Payday is in the business of getting you your fast cash advance now!

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Responsible Lending

Responsible Lending


We meet or exceed all legal requirements for lending in Canada. This includes being fully licensed in every province that we do business in.


We treat customer data with respect and concern. We don't resell customer information, and we take all necessary precautions to prevent it from being accidentally disclosed, using state of the art encryption and business processes.


We are clear and up front about all fees and charges that are associated with any of cash advance loans. There are no surprise charges, hidden fees, or any deceptive practices whatsoever. We mostly offer guaranteed payday loans no matter what.


It is our goal to improve our clients' finances. We commit to voluntarily not lending more than 50% of a borrower's paycheque, including those regions where where there are no legal limits on the amount of a loan.

If you find yourself in debt and need help, find a credit counsellor here.

To learn more about loans, check out our Guide to Payday loans section. Here you will learn how personal loans work and more.